Mass Save HEAT Loan Massachusetts
The Mass Save HEAT Loan offers 0% interest financing up to $25,000 for eligible energy efficiency upgrades in Massachusetts. Start with a no-cost home energy assessment to determine qualification.
Mass Save HEAT Loan Financing in Massachusetts
Here is a quick list of the top energy efficiency services we offer:
What Is the Mass Save HEAT Loan?
The Mass Save HEAT Loan is a 0% interest financing program available to eligible Massachusetts homeowners completing approved energy efficiency improvements. The program helps reduce upfront costs for upgrades such as insulation, air sealing, and high-efficiency heating systems.
Homeowners may finance up to $25,000, with repayment terms typically ranging from two to seven years depending on the participating lender.
The program is administered by the Sponsors of Mass Save and must be coordinated through a certified Mass Save contractor.
Energy Improvements Eligible for HEAT Loan Financing
Financing may be available for qualifying improvements, including:
• Insulation and air sealing (weatherization)
• Heat pump heating and cooling systems
• Heat pump water heaters
• High-efficiency boilers and furnaces
• Pre-weatherization barrier removal such as knob-and-tube wiring replacement
• Vermiculite insulation removal
Eligibility depends on the recommendations provided during the home energy assessment.
Who Is Eligible for the Mass Save HEAT Loan?
To qualify for HEAT Loan financing in Massachusetts, applicants must:
• Own a 1–4 unit residential property
• Be a customer of a participating Massachusetts utility
• Complete a Mass Save home energy assessment
• Apply through a participating lender
Participating utilities include Eversource, National Grid, Liberty Utilities, Unitil, Berkshire Gas, and Cape Light Compact.
Loan approval is determined by the lender.
Start Your Online Energy Assessment
How to Apply for Mass Save HEAT Loan Financing
The application process begins with a no-cost home energy assessment.
Step 1: Schedule a Mass Save Home Energy Assessment
An approved contractor evaluates your home and identifies qualifying improvements.
Step 2: Receive Your Energy Report
You will receive documentation outlining recommended upgrades and rebate eligibility.
Step 3: Apply Through a Participating Lender
The HEAT Loan application is submitted to an approved lender offering 0% interest financing.
Step 4: Complete Approved Upgrades
Once financing is approved, improvements are installed in accordance with Mass Save program standards.
Working With a Certified Mass Save Contractor
Colt Home Services provides Mass Save HEAT Loan coordination throughout Greater Boston and surrounding Massachusetts communities. We conduct assessments, prepare required documentation, and ensure upgrades meet program guidelines.
Service areas include Boston, Newton, Needham, Wellesley, Natick, Weston, Wayland, and Dover.
Call (617) 446-3690 or Schedule Your No-Cost Energy Assessment
Who Is Eligible for Mass Save Rebates?
To qualify for Mass Save rebates, homeowners must:
Be served by a participating Massachusetts utility provider
Live in a 1 to 4 unit residential property
Complete a no-cost home energy assessment with an approved contractor
After the assessment, eligible rebates are outlined based on the home’s condition and recommended improvements.
What Is a Mass Save No-Cost Home Energy Assessment?
A Mass Save home energy assessment reviews insulation, air leakage, and heating and cooling systems to identify efficiency improvements and rebate eligibility. After the visit, homeowners receive a written report outlining recommended upgrades and available incentives.
What Rebates Are Available Through Mass Save?
Mass Save provides rebates for qualifying energy efficiency upgrades in Massachusetts. Incentives vary based on eligibility and utility participation.
Rebates may include:
Heat pump system incentives
Insulation and air sealing rebates
HEAT Loan financing options
Appliance rebates for qualifying ENERGY STAR® equipment
Exact rebate amounts and eligibility requirements are determined during a Mass Save home energy assessment.
For current program details, homeowners can visit MassSave.com
What Is the Mass Save HEAT Loan?
The Mass Save HEAT Loan offers 0% interest financing for eligible energy efficiency upgrades in Massachusetts, up to program limits. Qualifying projects may include heating systems, heat pumps, insulation, air sealing, and certain efficiency improvements. Eligibility is determined after completing a Mass Save home energy assessment.
Why Work With Colt Home Services?
Colt Home Services is an employee-owned Mass Save contractor serving Greater Boston and surrounding Massachusetts communities. We provide home energy assessments, insulation, and air sealing services in accordance with Mass Save program guidelines.
Homeowners receive a clear evaluation, written recommendations, and assistance with rebate documentation when applicable.
How Do I Schedule a Mass Save Home Energy Assessment?
Homeowners in Massachusetts can schedule a no-cost Mass Save home energy assessment to review insulation, air leakage, and heating system performance.
Click to call now at (617) 446-3690 or click to Schedule My Free Assessment.
Read Our Reviews from Google
Colt Home Services
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I never write reviews, ever. I had to write this one because I was honestly blown away by this company.
It started with Sean coming over for what I assumed was … Read More just a standard quick inspection. He didn't just look around, he actually installed 6 new thermostats in my house right then and there, completely for free (to me). That set the tone for the whole experience, and the crew that came later really amazed me also.
Jack and Jacob contacted me when they were on the way, showed up exactly on time, and worked harder than I expected was possible. They had to fully insulate the house (attic, 2nd floor, 1st floor, basement, and an outside crawl space). The weather was miserable. It was absolutely freezing outside, and then it started pouring rain. Jack and Jacob were up on ladders, freezing and soaking wet, and they just kept working without a single complaint. They honestly could have taken the easy route and drilled through my inner walls to get the job done fast. Instead, they chose to do it the hard way to make sure they didn't destroy the inside of my house. They took the time to remove the vinyl siding, drill from the outside in, and then put the siding back on perfectly. You just do not find people who care that much about your home anymore.
Jack was incredible at keeping me fully updated through the entire process so I never had to guess what was going on. It turned into a massive project. What was supposed to be a 2-day job turned into 4 days of them working morning till night. They stayed until it was done right, they were extremely polite and knowledgeable the whole time, and there was zero upcharge for the extra days of labor.
Jack, Jacob, and Sean are the absolute stars of the show here. These guys are who you want to work on your home, period. -
Joe Frasso did a very good job with analyzing my home and assessing the needs to make iy more efficient. He was very pleasant, informative, and helpful with talking … Read More about the needs and options. -
I had a wonderful experience. Joe was a pleasure to deal with. He was extremely thorough in his assessment and communicated everything to me on how to make our home … Read More more efficient and carbon neutral, we are going to move forward with insulation and are very intrigued in moving off of oil now that he explained to us the turn key program! Highly recommend colt home services!
